Roth vs Traditional Calculator

ClaudeCommunityby Kind of Lost

Finds the best split of each year’s retirement savings between Roth and traditional 401(k), IRA, HSA and brokerage, including employer match. It uses a real linear-programming optimizer that also plans Roth conversions and withdrawals through retirement, and compares the result with always-traditional and always-Roth. Free, no sign-up, not tax advice.