UK State Pension Abroad

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Living outside the UK? Check whether your UK State Pension will be frozen or keep rising where you live or plan to retire. See whether you can still pay voluntary National Insurance after the 6 April 2026 changes: Class 2 for time abroad has ended and new Class 3 applicants need 10 years in the UK or 10 qualifying years. See what a missing year costs, how much pension it adds, how long it takes to pay back and which past years are still open. Every answer cites GOV.UK. General information only, not personalised advice.